A2Z of Travel Insurance to Protect Your Vacation

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Travelling is a pleasurable experience for everyone. You get a chance to relax and enjoy a vacation from your everyday routine. As you spend quality time with your loved ones, you additionally strengthen your bond with them. Furthermore, there's nothing similar to the excitement of discovering new locations. For this reason, everyone enjoys travelling, and plans for a holidays are made with great excitement and enthusiasm. What happens, though, if your well-planned trip goes wrong?

Anyone cannot anticipate uncertainties. When an unexpected emergency arises, what you thought would be a stress-free vacation might turn into an anxious one. You encounter monetary and psychological strain when that occurs.

Imagine yourself about to embark on an exciting vacation. Your travel visa, tickets, hotel reservations, and other necessary documents are all in order. When you arrive at your destination, you discover that your luggage has disappeared. Even worse, you could become a victim of identity theft and find yourself in a strange nation without a passport or any money! Handling these circumstances can be costly and challenging, particularly if you're in a foreign nation where the language is not your first tongue. But for that exact reason, having travel insurance is essential! 

Could you bear the pressure on your own? What about hospitalization for emergency medical care abroad? Could you afford the substantial expenses out of your own pocket?

Travel insurance provides you with the assurance that any risks you may encounter in unfamiliar territory will be covered by the policy. 



BENEFITS OF TRAVEL INSURANCE

The coverage offered by insurers varies for different providers. Following are the most common inclusions under a travel insurance policy:

  1. Loss of baggage and personal documents
  2. Loss of passport
  3. Emergency medical expenses
  4. Repatriation of human remains
  5. Hospital cash allowance
  6. Accidental death or permanent total disability
  7. Hijack distress allowance
  8. Compassionate visit of relatives
  9. Personal liabilities, in case of injury or damage to third party
  10. Delayed trip and missed flight connection


IMPORTANT POINT TO NOTE WHILE PURCHASING INSURANCE

You can choose the best travel insurance policy for you based on your requirements, the destination, and the reason for your visit. If you travel occasionally and either domestically or abroad, a single-trip travel insurance plan is perfect for you. You can buy one for your family or yourself. If you travel frequently for work, you may want to consider a multi-trip or annual travel insurance plan. So, you can avoid the hassle of applying for a new travel insurance policy before each trip this way.


TYPES OF TRAVEL INSURANCE PLANS IN INDIA




While the core features of most Travel Insurance Plans are similar, it is the coverage and benefits that differentiate them. Here are some travel insurance plans available in India.

  1. Domestic Travel Insurance Plan
  2. International Travel Insurance Plan
  3. Single and multiple-trip Travel Insurance Plan
  4. Medical Travel Insurance
  5. Senior citizen Travel Insurance plan
  6. Group Travel Insurance
  7. Student Travel Insurance:




Location: Pune, Maharashtra, India

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